#YouFirst
Fast, secure loans. Money in minutes.
Salary advances from K300 and asset loans from K5,000. Apply via *410#, call 410, or online — Simple. Swift. Secure.
Regulated PACRA registered *410# on all networks
K300
smallest loan you can get
40%
of net pay as a salary advance
72h
to fund an asset loan
100%
Zambian-owned
Our loan products
Choose the product that fits your need — salary advance or asset-backed.
Mo-Quick Cash
Salary advance from as little as K300 — up to 40% of your net pay, disbursed in 2–20 minutes.
Disbursed in minutes, not hours
Apply via *410#, online, or walk in — your next salary covers it automatically.
Mo-Easy Asset Term Loan
Asset-backed loan from K5,000 — up to 30% of your vehicle value, over a 3-month term, funded within 72 hours.
Mo-Easy Asset
Collateral loan from K5,000 — up to 30% of your vehicle value, 1-month term, funded within 72 hours.
How it works
From application to cash — fast, transparent, and entirely on your terms.
Dial *410#, call 410, or apply online
No smartphone or data needed.
Get approved in minutes
Instant salary-backed decisions; asset loans within 72 hours.
Money in your account
Funds disbursed straight to your account or via cash.
Estimate your loan
See your instalment and total repayment instantly — no commitment required.
Ready when you are.
Dial *410#, call 410, or email info@mofin.co.zm